Loan Calculator Loan Evaluation Estimator For reference purposes only. A formal evaluation will need to be performed. Income Annual Undesignated IncomeTithes and offerings not tied to any specific use.Annual Designated IncomeMoney given for a specific purpose — capital campaigns, missions, etc.Other IncomeRental income, merchandise, events, etc.Giving UnitsNumber of contributing households.Section BreakExpensesOperating ExpensesAll expenses excluding your current lease or mortgage payment.Annual Lease or MortgageWhat you currently pay for your facility.Other IncomeRental income, merchandise, events, etc.Giving UnitsNumber of contributing households.Section BreakLoanAnticipated Loan AmountThe total amount you expect to finance.Loan Term (in years)Amortization period. Churches typically choose 20 or 25 years.Estimated Interest RateWhat you anticipate a lender charging for the loan. Δ